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1 HELOCs through Prosper have a variable interest rate. The APR may change and will be based on an index plus a margin. The “Index Rate” will based on The Wall Street Journal Prime Rate (“Prime”) published on the last business day of the month, (7.750% APR as of 12/02/2024). No annual fee for the first year, then $50 per year thereafter during the Draw Period. During the term of the HELOC, the APR will not go below 2.50% and will not exceed 21% or the maximum APR allowed by applicable law, whichever is less. Property insurance required. Flood insurance may be required.
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