Listing Report:Supplement No.
18 dated
Nov 17, 2016 to Prospectus dated
Nov 08, 2016File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-204880 and 333-204880-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated
Nov 08, 2016 and provides information about each loan request
(referred to as a "listing") and series of Borrower Payment Dependent Notes (the "Notes") Prosper
Funding LLC is currently offering. Prospective investors should read this Listing Report supplement
together with the prospectus dated
Nov 08, 2016 to understand the terms and conditions of the Notes
and how they are offered, as well as the risks of investing in Notes. As described in the prospectus
dated Nov 08, 2016, each Note will come attached with a PMI
Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series
5537964
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
| |
Estimated loss*:
| 11.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 23.99 %
|
Borrower rate/APR:
| 24.99 % /
27.59 %
|
Monthly payment:
|
$58.69 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.00%
| | |
| |
Estimated return*:
| 11.75%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 47.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 8m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 37 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$17,519 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| indomitable-truth115 |
Borrower's state:
| Texas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5518179
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$540.95 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 29.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 5m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 45 |
Occupation:
| Sales - Commission |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$12,478 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brilliant-note22 |
Borrower's state:
| Florida |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5475720
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$9,100 |
Estimated loss*:
| 1.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.90 %
|
Borrower rate/APR:
| 6.90 % /
8.97 %
|
Monthly payment:
|
$400.81 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.85%
| | |
| |
Estimated return*:
| 3.86%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-1981 |
Debt/Income ratio:
| 44.00%
|
|
FICO08 score:
| 760-779
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 28y 2m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 31 |
Occupation:
| Executive |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$13,960 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-p2p-kangaroo |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5447767
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 1.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.60 %
|
Borrower rate/APR:
| 6.60 % /
8.67 %
|
Monthly payment:
|
$306.95 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.55%
| | |
| |
Estimated return*:
| 3.81%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
27 | Length of status: | 28y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 50 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$18,716 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-exchange-mammal |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5435876
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$3,500 |
Estimated loss*:
| 1.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.60 %
|
Borrower rate/APR:
| 6.60 % /
8.66 %
|
Monthly payment:
|
$153.47 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.55%
| | |
| |
Estimated return*:
| 3.81%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 31.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 11m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 20 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$3,783 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-fountain225 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5433596
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 11.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 23.99 %
|
Borrower rate/APR:
| 24.99 % /
27.59 %
|
Monthly payment:
|
$440.18 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.00%
| | |
| |
Estimated return*:
| 11.75%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 41.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 5m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 14 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
2 |
Revolving credit balance:
|
$10,080 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 88%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-celebration04 |
Borrower's state:
| Hawaii |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5429699
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,250 |
Estimated loss*:
| 15.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
35.99 %
|
Monthly payment:
|
$326.33 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.98%
| | |
| |
Estimated return*:
| 13.73%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 39.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 14 |
Occupation:
| Skilled Labor |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$26,421 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-captain117 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5429006
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 11.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 24.99 %
|
Borrower rate/APR:
| 25.99 % /
28.62 %
|
Monthly payment:
|
$449.02 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.90%
| | |
| |
Estimated return*:
| 12.15%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 31.00%
|
|
FICO08 score:
| 720-739
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 11 |
Occupation:
| Retail Management |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$17,435 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unbelievable-pound04 |
Borrower's state:
| Indiana |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5428430
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$16,501.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$11,550.7 |
Estimated loss*:
| 10.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 22.99 %
|
Borrower rate/APR:
| 23.99 % /
26.57 %
|
Monthly payment:
|
$474.6 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 22.10%
| | |
| |
Estimated return*:
| 11.35%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 32.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 0m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 23 |
Occupation:
| Clerical |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$20,652 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 73%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-maniac18 |
Borrower's state:
| Massachusetts |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5427188
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$9,350.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$6,545 |
Estimated loss*:
| 0.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 4.32 %
|
Borrower rate/APR:
| 5.32 % /
5.99 %
|
Monthly payment:
|
$281.57 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 4.25%
| | |
| |
Estimated return*:
| 3.51%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Feb-1983 |
Debt/Income ratio:
| 14.00%
|
|
FICO08 score:
| 780-799
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 19y 4m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 23 |
Occupation:
| Engineer - Electrical |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$19,105 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-smart-currency2 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5426387
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 12.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 25.99 %
|
Borrower rate/APR:
| 26.99 % /
30.94 %
|
Monthly payment:
|
$612.3 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 24.74%
| | |
| |
Estimated return*:
| 12.49%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 38.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 22y 2m
|
|
Amount delinquent:
|
$881 |
Total credit lines:
| 37 | Stated income: | $50,000-74,999 |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,894 | |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 90%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-game-changer223 |
Borrower's state:
| Florida |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5426264
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$19,901.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$13,930.7 |
Estimated loss*:
| 2.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 7.20 %
|
Borrower rate/APR:
| 8.20 % /
10.40 %
|
Monthly payment:
|
$405.43 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 7.16%
| | |
| |
Estimated return*:
| 4.17%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16.00%
|
|
FICO08 score:
| 760-779
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 9m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 32 |
Occupation:
| Attorney |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$11,900 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-meteor04 |
Borrower's state:
| Massachusetts |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5426210
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,250 |
Estimated loss*:
| 17.75 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
35.99 %
|
Monthly payment:
|
$326.33 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.70%
| | |
| |
Estimated return*:
| 10.95%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 40.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 3m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 14 |
Occupation:
| Truck Driver |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$4,181 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-smasher220 |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5426093
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$27,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$18,900 |
Estimated loss*:
| 1.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 5.90 %
|
Borrower rate/APR:
| 6.90 % /
8.19 %
|
Monthly payment:
|
$533.36 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.86%
| | |
| |
Estimated return*:
| 3.87%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Apr-1965 |
Debt/Income ratio:
| 17.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 15y 2m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 30 |
Occupation:
| Attorney |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$219,771 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unrelenting-treasure229 |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5425505
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 9.75 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 20.85 %
|
Borrower rate/APR:
| 21.85 % /
25.68 %
|
Monthly payment:
|
$762.26 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 20.12%
| | |
| |
Estimated return*:
| 10.37%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 23.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 13 |
Occupation:
| Bus Driver |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,995 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 66%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| -giraff024191 |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5423630
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$30,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$21,000 |
Estimated loss*:
| 1.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 5.90 %
|
Borrower rate/APR:
| 6.90 % /
8.19 %
|
Monthly payment:
|
$592.62 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.86%
| | |
| |
Estimated return*:
| 3.87%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 21.00%
|
|
FICO08 score:
| 800-819
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 8m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 19 |
Occupation:
| Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$10,136 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-pound-panda |
Borrower's state:
| New Jersey |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5417813
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$4,550 |
Estimated loss*:
| 1.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.60 %
|
Borrower rate/APR:
| 6.60 % /
8.66 %
|
Monthly payment:
|
$199.51 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.55%
| | |
| |
Estimated return*:
| 3.81%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 26.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 8y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 29 | Stated income: | $100,000+ |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$25 | |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dynamic-bid121 |
Borrower's state:
| Florida |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5413001
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 6.49 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 13.25 %
|
Borrower rate/APR:
| 14.25 % /
17.90 %
|
Monthly payment:
|
$514.49 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 13.01%
| | |
| |
Estimated return*:
| 6.52%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 49.00%
|
|
FICO08 score:
| 760-779
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 32 | Stated income: | $50,000-74,999 |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,762 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-bridge116 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5411414
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$17,500 |
Estimated loss*:
| 7.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 16.45 %
|
Borrower rate/APR:
| 17.45 % /
19.86 %
|
Monthly payment:
|
$627.38 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 16.06%
| | |
| |
Estimated return*:
| 8.07%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jul-1979 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 780-799
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 19y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 31 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$7,142 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| successful-velocity125 |
Borrower's state:
| Missouri |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5410877
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 3.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 8.35 %
|
Borrower rate/APR:
| 9.35 % /
12.90 %
|
Monthly payment:
|
$639.26 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 8.28%
| | |
| |
Estimated return*:
| 4.54%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 40.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
30 | Length of status: | 3y 5m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 44 |
Occupation:
| Accountant/CPA |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$35,713 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| keen-openness02 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5406923
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$19,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$13,300 |
Estimated loss*:
| 11.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 24.99 %
|
Borrower rate/APR:
| 25.99 % /
28.62 %
|
Monthly payment:
|
$568.76 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.90%
| | |
| |
Estimated return*:
| 12.15%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 46.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 11 |
Occupation:
| Administrative Assistant |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$6,484 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| consummate-capital443 |
Borrower's state:
| Maryland |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5379620
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$18,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$12,600 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$486.86 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 47.00%
|
|
FICO08 score:
| 720-739
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 5y 0m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 24 |
Occupation:
| Student - College Sophomore |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$9,166 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-invincible-reward |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5374202
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 14.75 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.24 %
|
Borrower rate/APR:
| 31.24 % /
35.30 %
|
Monthly payment:
|
$647.0 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.41%
| | |
| |
Estimated return*:
| 13.66%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 24.00%
|
|
FICO08 score:
| 640-659
(Oct-2016)
|
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 2m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 31 |
Occupation:
| Food Service Management |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$13,621 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| -saffro026 |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5340473
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 13.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 27.80 %
|
Borrower rate/APR:
| 28.80 % /
32.79 %
|
Monthly payment:
|
$626.95 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 26.32%
| | |
| |
Estimated return*:
| 13.07%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 8.00%
|
|
FICO08 score:
| 700-719
(Oct-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 4m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 17 |
Occupation:
| Executive |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$29,745 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-elvis018 |
Borrower's state:
| Texas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5303516
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 11.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 23.99 %
|
Borrower rate/APR:
| 24.99 % /
27.59 %
|
Monthly payment:
|
$293.45 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.00%
| | |
| |
Estimated return*:
| 11.75%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Feb-2013 |
Debt/Income ratio:
| 21.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 7m
|
|
Amount delinquent:
|
$100 |
Total credit lines:
| 10 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$12,814 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsive-platinum2020 |
Borrower's state:
| South Carolina |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5626594
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 11.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 24.99 %
|
Borrower rate/APR:
| 25.99 % /
28.62 %
|
Monthly payment:
|
$449.02 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.90%
| | |
| |
Estimated return*:
| 12.15%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Apr-2011 |
Debt/Income ratio:
| 33.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 15 |
Occupation:
| Retail Management |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,588 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-huckleberry218 |
Borrower's state:
| Arizona |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5626273
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$17,500 |
Estimated loss*:
| 10.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 22.10 %
|
Borrower rate/APR:
| 23.10 % /
25.65 %
|
Monthly payment:
|
$706.2 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 21.30%
| | |
| |
Estimated return*:
| 11.05%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Feb-2014 |
Debt/Income ratio:
| 31.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 7 |
Occupation:
| Truck Driver |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$9,731 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| -prominenc146 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5625004
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 4.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 10.30 %
|
Borrower rate/APR:
| 11.30 % /
13.57 %
|
Monthly payment:
|
$328.39 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 10.20%
| | |
| |
Estimated return*:
| 5.21%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 18.00%
|
|
FICO08 score:
| 800-819
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 7 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$10 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-adventure121 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5624497
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 11.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 24.99 %
|
Borrower rate/APR:
| 25.99 % /
28.62 %
|
Monthly payment:
|
$449.02 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 23.90%
| | |
| |
Estimated return*:
| 12.15%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 44.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 4m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 38 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$11,971 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-return-accomplishment2 |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5623531
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$30,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$21,000 |
Estimated loss*:
| 5.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 11.65 %
|
Borrower rate/APR:
| 12.65 % /
16.27 %
|
Monthly payment:
|
$1005.77 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 11.48%
| | |
| |
Estimated return*:
| 5.74%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 33.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 17y 0m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 26 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$10,763 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-champ849 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5621830
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$6,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$4,690 |
Estimated loss*:
| 3.74 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 8.35 %
|
Borrower rate/APR:
| 9.35 % /
11.57 %
|
Monthly payment:
|
$140.22 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 8.30%
| | |
| |
Estimated return*:
| 4.56%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 39.00%
|
|
FICO08 score:
| 800-819
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 12y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 46 |
Occupation:
| Sales - Commission |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$4,979 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ferocious-basis |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5621530
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$8,400 |
Estimated loss*:
| 8.49 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 17.60 %
|
Borrower rate/APR:
| 18.60 % /
21.04 %
|
Monthly payment:
|
$308.65 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 17.14%
| | |
| |
Estimated return*:
| 8.65%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 53.00%
|
|
FICO08 score:
| 760-779
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 8y 3m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 15 |
Occupation:
| Sales - Commission |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$9,673 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-chorus0 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5621166
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$540.95 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 18.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 9m
|
|
Amount delinquent:
|
$1095 |
Total credit lines:
| 25 |
Occupation:
| Laborer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$6,974 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dynamic-dinero12253 |
Borrower's state:
| Kentucky |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620822
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,250 |
Estimated loss*:
| 15.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
35.99 %
|
Monthly payment:
|
$326.33 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.98%
| | |
| |
Estimated return*:
| 13.73%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 37.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 16 |
Occupation:
| Laborer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$7,189 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wampum-revelry314 |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620726
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$24,500 |
Estimated loss*:
| 2.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 6.90 %
|
Borrower rate/APR:
| 7.90 % /
11.42 %
|
Monthly payment:
|
$1095.16 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 6.85%
| | |
| |
Estimated return*:
| 4.11%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 41.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 14y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 48 |
Occupation:
| Computer Programmer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$87,582 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adaptable-wampum13 |
Borrower's state:
| Florida |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620720
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$7,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,250 |
Estimated loss*:
| 17.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
35.99 %
|
Monthly payment:
|
$326.33 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.75%
| | |
| |
Estimated return*:
| 11.50%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 37.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 40 |
Occupation:
| Retail Management |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$39,873 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nickel-wildebeest25 |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620675
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$35,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$24,500 |
Estimated loss*:
| 1.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 5.90 %
|
Borrower rate/APR:
| 6.90 % /
8.19 %
|
Monthly payment:
|
$691.39 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.86%
| | |
| |
Estimated return*:
| 3.87%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 11m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 23 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$30,341 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-silo024 |
Borrower's state:
| New Jersey |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620669
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$3,500 |
Estimated loss*:
| 8.49 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 17.60 %
|
Borrower rate/APR:
| 18.60 % /
22.35 %
|
Monthly payment:
|
$182.27 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 17.11%
| | |
| |
Estimated return*:
| 8.62%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 29.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 4m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 11 | Stated income: | $25,000-49,999 |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$5,208 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-unequivocal-currency0 |
Borrower's state:
| Ohio |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620588
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$35,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$24,500 |
Estimated loss*:
| 6.49 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 13.25 %
|
Borrower rate/APR:
| 14.25 % /
16.58 %
|
Monthly payment:
|
$818.93 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 13.04%
| | |
| |
Estimated return*:
| 6.55%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 32.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 17y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 35 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$30,669 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-souffle1 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620564
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$9,800 |
Estimated loss*:
| 0.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 4.70 %
|
Borrower rate/APR:
| 5.70 % /
7.75 %
|
Monthly payment:
|
$424.01 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 4.64%
| | |
| |
Estimated return*:
| 3.65%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 24.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 1y 3m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 30 |
Occupation:
| Food Service Management |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$7,541 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coin-formula |
Borrower's state:
| Minnesota |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620498
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,600 |
Estimated loss*:
| 4.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 9.86 %
|
Borrower rate/APR:
| 10.86 % /
14.44 %
|
Monthly payment:
|
$261.38 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 9.76%
| | |
| |
Estimated return*:
| 5.02%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 40.00%
|
|
FICO08 score:
| 700-719
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 8m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 22 |
Occupation:
| Laborer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$31,720 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-prominence16 |
Borrower's state:
| Alabama |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5620423
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$25,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$17,500 |
Estimated loss*:
| 8.74 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 18.24 %
|
Borrower rate/APR:
| 19.24 % /
21.69 %
|
Monthly payment:
|
$651.82 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 17.74%
| | |
| |
Estimated return*:
| 9.00%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 51.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 11y 8m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 28 |
Occupation:
| Truck Driver |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$28,458 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| enticing-dedication020221 |
Borrower's state:
| Illinois |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5619625
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$18,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$13,020 |
Estimated loss*:
| 3.49 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 7.96 %
|
Borrower rate/APR:
| 8.96 % /
11.18 %
|
Monthly payment:
|
$385.74 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 7.91%
| | |
| |
Estimated return*:
| 4.42%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 30.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 34 |
Occupation:
| Analyst |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$14,239 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impeccable-marketplace144 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5616552
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,700 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$297.53 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 33.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 22 |
Occupation:
| Skilled Labor |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$9,129 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 44%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| foxy-treasure114 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5615377
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$9,100 |
Estimated loss*:
| 2.99 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 7.20 %
|
Borrower rate/APR:
| 8.20 % /
10.40 %
|
Monthly payment:
|
$264.84 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 7.16%
| | |
| |
Estimated return*:
| 4.17%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 12.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 19 |
Occupation:
| Computer Programmer |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$9,269 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-point-spa |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5609716
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$11,100.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,770 |
Estimated loss*:
| 1.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.60 %
|
Borrower rate/APR:
| 6.60 % /
8.67 %
|
Monthly payment:
|
$340.71 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.55%
| | |
| |
Estimated return*:
| 3.81%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 21.00%
|
|
FICO08 score:
| 760-779
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 11m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 16 |
Occupation:
| Laborer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$3,478 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-point-exec |
Borrower's state:
| Indiana |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5597686
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$17,500 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
24.80 %
|
Monthly payment:
|
$941.75 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.33%
| | |
| |
Estimated return*:
| 10.08%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Mar-1975 |
Debt/Income ratio:
| 37.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 7y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 55 |
Occupation:
| Executive |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$401,724 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-architect0 |
Borrower's state:
| Utah |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5577219
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$35,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$24,500 |
Estimated loss*:
| 2.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 7.20 %
|
Borrower rate/APR:
| 8.20 % /
11.72 %
|
Monthly payment:
|
$1100.0 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 7.15%
| | |
| |
Estimated return*:
| 4.16%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 740-759
(Oct-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 5m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 29 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$13,103 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 16%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smart-social021 |
Borrower's state:
| Washington |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5571577
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$540.95 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 28.00%
|
|
FICO08 score:
| 660-679
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 6m
|
|
Amount delinquent:
|
$1196 |
Total credit lines:
| 31 |
Occupation:
| Truck Driver |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$22,658 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-mechanic14 |
Borrower's state:
| Texas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5566233
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 4.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 10.30 %
|
Borrower rate/APR:
| 11.30 % /
14.89 %
|
Monthly payment:
|
$328.81 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 10.18%
| | |
| |
Estimated return*:
| 5.19%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Jan-2015 |
Debt/Income ratio:
| 16.00%
|
|
FICO08 score:
| 700-719
(Oct-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 10 |
Occupation:
| Sales - Retail |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,995 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-money-festival |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5650149
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$8,400 |
Estimated loss*:
| 2.24 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 6.20 %
|
Borrower rate/APR:
| 7.20 % /
10.70 %
|
Monthly payment:
|
$371.62 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 6.15%
| | |
| |
Estimated return*:
| 3.91%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 21.00%
|
|
FICO08 score:
| 660-679
(Oct-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 26 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$3,685 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sincere-investment5 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5646318
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$30,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$21,000 |
Estimated loss*:
| 10.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 22.99 %
|
Borrower rate/APR:
| 23.99 % /
26.57 %
|
Monthly payment:
|
$862.86 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 22.10%
| | |
| |
Estimated return*:
| 11.35%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 41.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 3m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 44 |
Occupation:
| Retail Management |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$81,276 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-mystical-social021 |
Borrower's state:
| New Hampshire |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5645373
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 5.74 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 11.65 %
|
Borrower rate/APR:
| 12.65 % /
14.95 %
|
Monthly payment:
|
$225.74 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 11.51%
| | |
| |
Estimated return*:
| 5.77%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 20.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 18 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$30,728 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-finance-marsupial |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5644992
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$18,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$12,600 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$486.86 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Stated income: | $25,000-49,999 |
|
Amount delinquent:
|
$0 |
Total credit lines:
| 10 | |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$414 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commanding-value01118 |
Borrower's state:
| Washington |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5642478
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$35,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$24,500 |
Estimated loss*:
| 5.24 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 10.70 %
|
Borrower rate/APR:
| 11.70 % /
15.30 %
|
Monthly payment:
|
$1157.49 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 10.57%
| | |
| |
Estimated return*:
| 5.33%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 15.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 13y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 34 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$29,010 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-sensational-p2p |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5641275
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$10,500 |
Estimated loss*:
| 7.24 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 14.93 %
|
Borrower rate/APR:
| 15.93 % /
18.30 %
|
Monthly payment:
|
$364.21 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 14.63%
| | |
| |
Estimated return*:
| 7.39%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 29.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 19y 2m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 34 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$13,180 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fantastic-bazaar00 |
Borrower's state:
| Mississippi |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5641158
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 2.49 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 6.50 %
|
Borrower rate/APR:
| 7.50 % /
11.01 %
|
Monthly payment:
|
$311.06 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 6.45%
| | |
| |
Estimated return*:
| 3.96%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 8.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 |
Occupation:
| Nurse (RN) |
|
Amount delinquent:
|
$0 |
Total credit lines:
| 19 | Stated income: | $100,000+ |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$13,855 | |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 92%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| -squirre121235 |
Borrower's state:
| Oregon |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5641149
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,600 |
Estimated loss*:
| 3.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 8.35 %
|
Borrower rate/APR:
| 9.35 % /
12.90 %
|
Monthly payment:
|
$255.7 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 8.28%
| | |
| |
Estimated return*:
| 4.54%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 8 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 25.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 18 |
Occupation:
| Food Service |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,549 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-promise11 |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5641101
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$3,500 |
Estimated loss*:
| 3.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 8.35 %
|
Borrower rate/APR:
| 9.35 % /
12.90 %
|
Monthly payment:
|
$159.81 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 8.28%
| | |
| |
Estimated return*:
| 4.54%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 17.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
12 | Length of status: | 10y 7m
|
|
Amount delinquent:
|
$623 |
Total credit lines:
| 43 |
Occupation:
| Retail Management |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$3,275 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 17%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-haven0 |
Borrower's state:
| Kentucky |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5641062
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,600 |
Estimated loss*:
| 5.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 12.15 %
|
Borrower rate/APR:
| 13.15 % /
16.78 %
|
Monthly payment:
|
$270.13 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 11.96%
| | |
| |
Estimated return*:
| 5.97%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Aug-1966 |
Debt/Income ratio:
| 42.00%
|
|
FICO08 score:
| 700-719
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 9m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 48 | Stated income: | $25,000-49,999 |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$5,455 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-balance14 |
Borrower's state:
| Texas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5640879
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$18,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$12,600 |
Estimated loss*:
| 1.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 5.60 %
|
Borrower rate/APR:
| 6.60 % /
8.66 %
|
Monthly payment:
|
$552.5 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 5.55%
| | |
| |
Estimated return*:
| 3.81%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 16.00%
|
|
FICO08 score:
| 720-739
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 18 |
Occupation:
| Teacher |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$43,039 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thrilling-justice220175 |
Borrower's state:
| California |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5640117
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$2,450 |
Estimated loss*:
| 17.75 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
36.00 %
|
Monthly payment:
|
$152.29 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.70%
| | |
| |
Estimated return*:
| 10.95%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 2 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 43.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 8m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 32 |
Occupation:
| Attorney |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$15,859 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 99%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| awe-inspiring-generosity10231 |
Borrower's state:
| Arkansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5634901
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$3,500 |
Estimated loss*:
| 2.24 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 6.20 %
|
Borrower rate/APR:
| 7.20 % /
9.38 %
|
Monthly payment:
|
$99.48 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 6.16%
| | |
| |
Estimated return*:
| 3.92%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 21.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 14y 1m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 47 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$15,567 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| successful-income06 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5634232
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$8,400 |
Estimated loss*:
| 9.25 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 19.99 %
|
Borrower rate/APR:
| 20.99 % /
23.49 %
|
Monthly payment:
|
$324.57 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 19.37%
| | |
| |
Estimated return*:
| 10.12%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 34.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 29 | Stated income: | $25,000-49,999 |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$10,657 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-prospector1867 |
Borrower's state:
| Mississippi |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5632549
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$5,250 |
Estimated loss*:
| 7.24 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 14.93 %
|
Borrower rate/APR:
| 15.93 % /
19.62 %
|
Monthly payment:
|
$263.42 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 14.61%
| | |
| |
Estimated return*:
| 7.37%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 28.00%
|
|
FICO08 score:
| 660-679
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 6m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 31 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$19,752 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Lionguy |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5629533
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
| |
Estimated loss*:
| 17.75 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 30.92 %
|
Borrower rate/APR:
| 31.92 % /
36.00 %
|
Monthly payment:
|
$108.78 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 28.70%
| | |
| |
Estimated return*:
| 10.95%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 15.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 41y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 17 | Stated income: | $25,000-49,999 |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$4,610 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-thorough-hope |
Borrower's state:
| Colorado |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5627710
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$9,100 |
Estimated loss*:
| 0.74 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 4.32 %
|
Borrower rate/APR:
| 5.32 % /
5.99 %
|
Monthly payment:
|
$391.49 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 4.25%
| | |
| |
Estimated return*:
| 3.51%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 13.00%
|
|
FICO08 score:
| 760-779
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 7m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 15 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$21,686 | Stated income: | $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sentimental-pound111 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5655090
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$9,800 |
Estimated loss*:
| 6.24 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 12.75 %
|
Borrower rate/APR:
| 13.75 % /
16.07 %
|
Monthly payment:
|
$323.94 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 12.56%
| | |
| |
Estimated return*:
| 6.32%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 46.00%
|
|
FICO08 score:
| 800-819
(Nov-2016)
|
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 4m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 27 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$2,169 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sincere-market210 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5650251
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$8,400 |
Estimated loss*:
| 6.24 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 12.75 %
|
Borrower rate/APR:
| 13.75 % /
16.07 %
|
Monthly payment:
|
$277.67 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 12.56%
| | |
| |
Estimated return*:
| 6.32%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 33.00%
|
|
FICO08 score:
| 740-759
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 11m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 22 |
Occupation:
| Police Officer/Correction Officer |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$17,655 | Stated income: | $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nimble-principal14 |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5650179
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$20,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$14,000 |
Estimated loss*:
| 5.99 %
|
|
Term:
| 36 months
| | | | |
|
|
Lender yield:
| 12.15 %
|
Borrower rate/APR:
| 13.15 % /
16.78 %
|
Monthly payment:
|
$675.32 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 11.96%
| | |
| |
Estimated return*:
| 5.97%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 15.00%
|
|
FICO08 score:
| 640-659
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 10m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 28 |
Occupation:
| Other |
|
Public records last 12m / 10y:
| 0/
1 |
Revolving credit balance:
|
$15,429 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 44%
| | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ladu |
Borrower's state:
| Kansas |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
5647740
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
|
$10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Minimum Amount to Fund:
|
$7,000 |
Estimated loss*:
| 9.75 %
|
|
Term:
| 60 months
| | | | |
|
|
Lender yield:
| 20.85 %
|
Borrower rate/APR:
| 21.85 % /
24.37 %
|
Monthly payment:
|
$275.34 |
| |
|
Lender servicing fee:
| 1.00 %
|
Effective Yield*:
| 20.15%
| | |
| |
Estimated return*:
| 10.40%
| | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 29.00%
|
|
FICO08 score:
| 680-699
(Nov-2016)
|
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 3m
|
|
Amount delinquent:
|
$0 |
Total credit lines:
| 29 |
Occupation:
| Professional |
|
Public records last 12m / 10y:
| 0/
0 |
Revolving credit balance:
|
$20,136 | Stated income: | $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38%
| | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-economy-lightning |
Borrower's state:
| Georgia |
Borrower's group:
|
N/A
|
Credit and homeownership information was obtained from borrower's credit report and displayed without having
been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.