There’s no one-size-fits-all solution for the number of credit cards a person should have, but your spending habits will help determine your sweet spot.

Credit cards can get expensive fast if you don’t pay off your purchases in full each month.

Learn all about credit with Prosper’s new money management series. Each article focuses on a different money strategy to help you set smart financial habits.

Can you use a credit card at an ATM? Of course, if you do your research! Prosper’s got your guide on how to do so in a financially empowered way.

So you’re ready for your first credit card? There are a ton of options out there and it pays to do your research. Prosper’s guide has your answers.