Debt relief programs are payment plans that can end in making settlements on your debt, but carry financial and legal risks.

There are pros and cons to using a personal loan to pay taxes. Depending on your situation, it may make sense to explore alternatives like an IRS payment plan, HELOC or 0% credit card.

There are several ways to deal with medical bill debt, including negotiating bills, using assistance programs, establishing affordable payment plans and taking out lower-cost loans.

A credit card balance transfer can help you save hundreds or thousands in interest if used correctly. But one small misstep could end up costing you more. Follow these steps before applying.