We are Prosper

Helping people thrive

Prosper’s on a mission to advance financial well-being. We’re proud to have helped 2 million people fund their dreams.

  • The online loan application process was an easy process. Being a customer already, a lot of my information was already there. I only had to change a couple of things. I got approved in no time, and the money was put into my account within two days.

    — Randy

  • I needed a loan for debt consolidation and Prosper was great. I had my money in my account within a few days of approval. It was quick, easy, and efficient. I highly recommend Prosper if you need a loan.

    — Gigi

  • Prosper has provided me with funds for my different needs over time. Great application process and smooth transition of funds. Thanks

    — Michael

  • It’s always a good experience with Prosper. I like that you can apply online, and you get a quick and easy response. The loan goes into your bank quickly, and you can get what you need fast while other things are going on.

    — Frances

  • The loan process was quick and easy. [I have] used Prosper many times in the past. The experience has always been positive and streamlined. Would recommend to everyone.

    — David

borrowed in personal loans through Prosper
$ 0 B+
extended in credit through the Prosper® Card
$ 0 M+
funded in home equity loans & lines of credit through Prosper
$ 0 M+

Nearly 20 years of Prospering

Prosper believes in the power of financial technology to democratize access to credit and advance financial well-being.

Founded in 2005, our company introduced U.S. consumers to an innovative approach to personal finance called peer-to-peer lending. Since then, we’ve helped over 1.7 million people access more than $27 billion in loans.

Our digital platform leverages proprietary machine learning technology to streamline the lending process, offering borrowers personalized options and providing investors with diverse investment opportunities.

2024

Bankrate announces Prosper winner of the Best Personal Loan Award 2024

2023

Prosper receives FICO® Decisions Financial Inclusion Award

2022

Home Equity Loans added to the expanding lineup of home equity products

2021

The Prosper® Card debuts, an unsecured credit card for people with less-than-perfect credit

2018

Prosper adds Home Equity Lines of Credit (HELOCs) to product suite

2016

#MyProsperStory campaign kicks off; Prosper Daily mobile app launches

2015

Prosper acquires BillGuard and American Healthcare Lending

2014

Company headquarters open in San Francisco; second office opens in Phoenix

2012

Individual Retirement Accounts (IRAs) are introduced to the growing Prosper product suite

2008

Prosper becomes largest peer-to-peer lending marketplace in the U.S.

2005

Prosper launches first peer-to-peer lending platform in the U.S.

Ranked Best in Personal Loans 2024

Bankrate logo
4.7/5 Bankrate stars

4.7/5 Bankrate Score

A+ rating & Accredited Business with the Better Business Bureau
Financial Inclusion Award FICO® Decisions Award 2023
Excellent rating on Trustpilot 6 years & counting
Best Peer-to-Peer Lending Platform 2024 Fintech Breakthrough Awards

Our Values

We believe

Accountability at all levels drives results

Collaboration creates better solutions

Excellence leads to longevity

Diversity expands opportunities

Simplicity guides our user experience

Integrity defines all our relationships

Curiosity fuels our innovation

Our leadership

Headlines from
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1Trustpilot reviews: https://www.trustpilot.com/review/www.prosper.com. Testimonials are from actual Prosper customers, the images are not.

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